四、品行與操守
37. Honesty is the best policy.誠實不欺為上策。
38. Respect yourself, or no one else will respect you.要人尊敬，必須自重。
39. Patience is the best remedy.忍耐是良藥。
40. One good turn deserves another.行善積德。
41. He knows most who speaks least.大智若愚。
42. A still tongue makes a wise head.寡言者智。
43. A candle lights others and consumes itself.蠟燭照亮別人，卻毀滅了自己。
44. He is not fit to command others that cannot command himself.正人須先正己。
45. Pride goes before, and shame comes after.驕傲使人落后。
46. Please the eye and plague the heart.貪圖一時快活，必然留下隱禍。
47. Penny wise, pound foolish.貪小便宜吃大虧。
48. He who makes constant complaint gets little compassion.經常訴苦，沒人同情。
49. Do as you would be done by.己所不欲，勿施于人。
五、金錢與財富
50. Gold will not buy anything.黃金不能買盡一切。
51. The chief aim of man is not to get money.人的主要目的并不是賺錢。
52. The money the miser hoards will do him no good.守財奴積財，對自己毫無好處。
53. What is wealth good for, if it brings melancholy?財富如帶憂郁來，有了財富有何用？
54. Wealth makes worship.財富能使人拜倒。
六、珍惜時光
55. Time flies.光陰似箭。
56. Time and tide wait for no man.時不我待。
57. To save time is to lengthen life.節約時間就是延長生命。
58. Time stays not the fool's leisure.時間不等閑逛的傻瓜。
59. Lost years are worse than lost dollars.失去時光金不換。
60. Time is money.時間就是金錢。
61. Time has wings.光陰去如飛。
62. Time lost cannot be won again.時光一去不復返。
七、擇友與友誼
63. Birds of a feather flock together.物以類聚，人以群分。
64. A man is known by his friends.什么人交什么朋友。
65. Keep good men company and you shall beof the number.近朱者赤，近墨者黑。
66. A friend in need is a friend indeed.患難見真情。
67. A friend is easier lost than found.得朋友難，失朋友易。
68. A faithful friend is hard to find.知音難覓。
69. A friend is never known till a man has need.需要之時方知友。
70. Misfortune tests the sincerity of friends.患難見真情。
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